QTrino Labs
Securing digital trust for the quantum era.
Cryptographic risk and data-protection platforms that let organisations modernise their security without disrupting the systems that depend on it.
Satin Technologies · Creating Possibilities
Technology for the three foundations every institution runs on.
The trust that protects its information, the people who carry out its work and the capital that funds its growth. Through QTrino Labs, Satin HR and Satin Fintech, we build the platforms behind each of them, to a global standard.
Our businesses
What we do
Satin HR
Nurturing people across the entire employee lifecycle.
A complete HR suite, from recruitment and onboarding to workforce management, compliance, performance and learning, with AI built in.
Satin Fintech
Platforms that move capital to the people and businesses who need it.
Core banking and lending platforms for co-operative banks, credit co-operative societies, NBFCs and microfinance institutions, built by a team with many years in this business.
Our group
Part of the Satin group, with its own board and management.
Dr. HP Singh founded Satin Creditcare Network in 1990 and built it into one of India’s leading microfinance institutions. A visionary and pioneering leader, he has spent more than three decades finding new ways to bring financial services to people the mainstream system overlooked.
Satin Technologies was founded on his vision: technology businesses that meet the standard of trust he set in financial services. Our job is to execute it.
We are a wholly owned subsidiary of Satin Creditcare Network Limited (NSE: SATIN).
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More about Satin Technologies
About us
Our board and how we are run
Leadership, ownership and the standards behind every Satin business.
Meet our board →Careers
Build products institutions depend on
Engineering, product, security, commercial and corporate roles across Satin Technologies.
Explore careers →Governance
Corporate information and disclosures
Annual reports, policies and grievance redressal for Satin Technologies Limited.
View disclosures →Work with us
Tell us what you want to make possible.
About us
We build businesses that make essential systems dependable.
Businesses, households and governments depend on a few systems that must not fail. When they work, people plan, hire and invest. When they fail, the cost falls hardest on those with the least margin. Each of our businesses takes responsibility for one of those systems. Our purpose is to create possibilities by making those systems worthy of the trust placed in them.
From our Managing Director
Over 25 years of building risk and compliance technology for financial institutions, including at IBM and EY, I learned that the systems that matter most are the ones nobody notices, because they work: the encryption behind a payment, the HR platform that runs a workforce every day, the loan book that balances at a branch every evening.
We started Satin Technologies to build that kind of technology to the standard the world’s most demanding institutions expect, and to put it within reach of the organisations that need it most. QTrino Labs, Satin HR and Satin Fintech each take one of these essentials and make it reliable.
If that matters to you, as a customer, a partner or a future colleague, I would like to hear from you.
Rupinder KaliaFounding Managing Director & Chief Executive Officer
How we build
The standards behind every Satin business
Each of our businesses has its own team and focus, and draws on services shared across Satin Technologies. These are the standards they all work to.
Start where failure is expensive
We design for the hardest settings first: institutions that answer to regulators, plants that run around the clock, lending branches that must balance every evening, systems that cannot go offline for an upgrade. A product that works there tends to work everywhere else.
Measure what changed for the customer
Delivery is the beginning of our accountability, not the end. QTrino Labs, for example, verifies each cryptographic change before it closes a finding. Every business is expected to show the outcome, and to keep checking after go-live.
Engineered to a global standard
Our products are built to meet the rules our customers answer to, wherever they operate. A customer in Toronto or Dubai should expect the same quality as a customer in Gurugram.
Build for the long term
We take a long-term view of every business we build. That lets each one invest in the slow work, such as certification, security reviews and regulatory approval, that is often deferred under short-term ownership.
Our model
Focused businesses, shared strengths.
Each business has its own brand and leadership. Satin Technologies provides the shared services, capital and governance that let each one focus on its customers.
Shared services
Functions such as finance, people, facilities and core technology are run once by Satin Technologies and used by every business.
Long-term investment
Funding horizons matched to products that take time to earn trust in regulated markets.
Governance
Board oversight, risk management and controls appropriate to companies that serve financial institutions, governments and large employers.
Common standards
A shared bar for security, engineering quality and data protection across every business.
Careers across businesses
A place for engineers and specialists to build serious products, and to move between businesses as they grow.
Ownership and independence
Backed by the Satin group. Managed as a separate company.
Dr. HP Singh, founder of Satin Creditcare Network, saw the need for technology businesses that earn the same trust as the financial services he spent decades building. Satin Technologies was created in 2024 to execute that vision and is headquartered in Gurugram, with offices in Toronto and Dubai.
Satin Technologies Limited is a wholly owned subsidiary of Satin Creditcare Network Limited (NSE: SATIN), a listed company and one of India’s leading microfinance institutions.
We operate as a separate company with our own board, management team and policies. Our businesses compete for customers on their merits and contract on commercial terms.
Leadership
Board of Directors
Dr. HP Singh
Director
Chairman & Managing Director, Satin Creditcare Network Limited
Dr. Singh founded Satin Creditcare Network Limited in 1990 and, as its Chairman and Managing Director, has built it into one of India’s leading microfinance institutions, serving millions of clients. A law graduate and a Fellow of the Institute of Chartered Accountants of India, he brings more than four decades of experience in financial services. He is a member of FICCI’s Banking and Financial Institutions Committee and has served as Chair of Sa-Dhan. He has completed leadership programmes at Harvard Business School and the Wharton School, and holds an honorary doctorate in microfinance from GNA University.
Rupinder Kalia
Founding Managing Director & Chief Executive Officer
Rupinder has spent more than 25 years building risk and compliance technology for financial institutions in Toronto, New York, Chicago and Singapore. He led the Risk and Compliance Technology practice at EY in Chicago and, before that, IBM's Risk Analytics team across Asia-Pacific. He holds an MBA in Investment Management from York University and completed the Advanced Executive Leadership Program at Harvard Business School.
KL Wong
Director
KL Wong is a seasoned enterprise technology executive and corporate director with over 30 years of experience steering global software engineering, cloud modernization, and systematic digital transformations at hyper-scale. Throughout his career, he has successfully positioned technology frameworks as key value drivers, bridging the gap between deeply technical infrastructure implementations and top-level corporate strategy. He is highly adept at driving product monetization, executing cross-border expansions, and safeguarding global institutions against operational vulnerabilities. Following a successful decade-long career at Scotiabank concluding in June 2026, where he most recently served as the SVP & Global Head of Resilience & Enterprise Architecture, Mr. Wong has transitioned into active portfolio work. He now serves as an Independent Director and Advisor across corporate and technology advisory boards, providing macro oversight, regulatory navigation, and cloud modernization strategy for corporate leadership entities.
Sundeep Kumar Mehta
Director
Sundeep joined the board of Satin Technologies after serving on the board of Satin Creditcare Network. His career includes senior roles at RKJ Group, Escorts, Panacea Biotech, Bata India and Eicher Good Earth. He is a science graduate of the University of Rajasthan, holds a postgraduate diploma in business administration from Annamalai University and has further qualifications in cyber law, labour law and human resources.
Geetu Bansal
Director
Geetu has more than 17 years of experience in presales, training, capacity building and programme management across government, the public sector and industry, including digital-transformation work on Government e-Marketplace (GeM) projects. She was previously AVP of Sales at Aspire & Innovative Advertising Limited and holds a degree in computer applications from Banasthali Vidyapith.
Next
See how each business brings the vision to life.
Our businesses
Three businesses, one purpose.
Each has its own team and brand. They share services and a common purpose: making essential systems dependable for the institutions and people who use them.
Trust
QTrino Labs
Change how you protect your data, without breaking what depends on it.
Every organisation will have to change the cryptography that protects its data as quantum computing matures. QTrino Labs helps teams make those changes in the right order, verifies each change and keeps watching afterwards.
- PlatformsThe Arcrix™ platform assesses cryptographic and quantum risk and carries each finding through to a verified fix. Upgradable key-management hardware is in development.
- RecognitionQTrino Labs is recognised under India’s National Quantum Mission and is a member of the Telecommunication Engineering Centre’s national working group on quantum technology.
- Who we serveFinancial services and payments, capital markets, government and critical infrastructure, telecommunications, healthcare and technology companies.
Talent
Satin HR
Nurturing people across the entire employee lifecycle.
Organisations grow when their people are well managed, fairly treated and given room to develop. Satin HR brings the entire employee lifecycle into one platform, so HR leaders spend less time on administration and more on building the organisation.
- PlatformHiring and onboarding, people operations, time and attendance, performance, learning and statutory compliance in one system.
- AI built inAI across the platform helps HR teams spot issues early, answer routine questions and work faster.
- Who we serveEmployers whose workforce is central to how they operate, from plants and logistics hubs to corporate offices.
Capital
Satin Fintech
Core banking and lending platforms, built by people with many years in this business.
Co-operative banks, credit co-operative societies, NBFCs and microfinance institutions often run on ageing desktop ledgers, spreadsheets or large-bank systems cut down to size. Satin Fintech gives them modern core banking and lending platforms, built for the way they actually operate and for the scrutiny of their regulators and auditors.
The team behind it has spent many years building, running and supporting systems for lenders and co-operatives. They know how a branch closes its day, how a field officer collects and what an auditor asks for. The product reflects that knowledge.
- Core bankingSCBS+ runs members, deposits, loans and accounting on one ledger for co-operative banks and credit co-operative societies.
- LendingLoan management (in early access) and loan origination (in development) for NBFCs and microfinance institutions.
- Who we serveCo-operative banks and credit co-operative societies, alongside NBFCs and microfinance institutions.
Governance
Corporate information and disclosures.
Annual reports, statutory disclosures, policies and grievance redressal for Satin Technologies Limited.
Annual reports
Reports and returns
Policies
Policies and terms
Grievance redressal
Grievance and data protection contact
Address
Satin Technologies Limited, Unit No. 002, Tower B, 8th Floor, Emaar Digital Greens, Golf Course Extension Road, Sector 61, Gurugram, Haryana 122011
Response
Grievances relating to personal data or our services are acknowledged and resolved within the timelines set by applicable law.
How to raise a grievance
Write to us at the address above, or use our and choose “Governance and filings”.
Parent company
Satin Creditcare Network Limited
Listed on the National Stock Exchange of India · NSE: SATIN
Satin Technologies is wholly owned by Satin Creditcare Network Limited. Shareholders and investors in the listed parent will find its disclosures, results and shareholder information on its own investor relations pages.
Company Secretary
Questions about our filings or governance?
Careers
Build products that change how institutions work.
We hire engineers, product people, security specialists and commercial teams across our businesses. You get the focus of a specialist business with the backing of an established parent.
Where you could work
Our businesses, one place to grow.
QTrino Labs
Cryptography, security engineering, hardware and advisory.
Satin HR
Product, engineering, implementation and enterprise sales.
Satin Fintech
Lending and banking systems engineering, implementation, data migration and sales.
Satin Technologies
Finance, governance, people and shared technology functions.
What to expect
What working here is like
Small teams, real ownership
Each business runs with a lean team. Engineers talk to customers, and everyone sees their work in production.
Problems where accuracy matters
Cryptography, workforce data and loan books leave little room for error. You will build software that people depend on every day.
Room to move
As Satin Technologies grows, people can move between businesses and help start new ones.
Where we work
Most of our teams are in Gurugram, with colleagues in Toronto and Dubai.
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